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Featured, Student Loans, IDR, and PSLF

Public Service Loan Forgiveness Works

byPractice Pirate September 27, 2019 2 comments

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A lot of questions surround the Public Service Loan Forgiveness (PSLF) program since 99% of first-time applicants were denied forgiveness in late 2017 and early 2018. Since then, the program has been temporarily expanded and still has problems. You can learn more on NPR here.

The rules about who qualifies and what loans qualify for tax-free forgiveness after ten years of on-time payments are specific, and if you are working for an organization that allows you to pursue PSLF as a dentist, you should be very familiar with the nuances of the program. This week Travis Hornsby at Student Loan Planner, interviewed a married couple who successfully saw a large portion of their loans forgiven under the PSLF program. The episode is worth listening to if PSLF is an option for you. You can find the episode below:

While the program is far from perfect, and borrowers are still confused about its requirements, some people are receiving forgiveness – proof that the program is real and will likely work if you follow the rules.

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2 Comments

  1. Chance Bodini October 2, 2019

    Did you know that the Department of Education has a blog? They write about PSLF here: https://blog.ed.gov/2018/06/8-common-public-service-loan-forgiveness-mistakes/

    Reply
  2. Chance Bodini October 2, 2019

    The Department of Ed. writes about PSLF again in 2019 with some tips to receive forgiveness here: https://blog.ed.gov/2019/09/public-service-loan-forgiveness-tips/

    Reply

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